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Tips and Tricks to Saving Money

My whole life I have always been looking for ways to save money.  When I found out I was pregnant it gave me even more incentive to find ways to live a cheaper life. So I am going to spill all of my money saving secrets that work great for not only single moms but for anyone looking to save money.

1.  Shop Clearance- Buying clothes can get expensive especially when children are constantly growing.  I always try to buy Mason's clothes a year ahead of time.  So in the Fall I buy Mason's clothes for next summer because that is when they are going on clearance.  This is especially beneficial when buying winter coats.  They can be very expensive but if you buy them a year ahead of time it can save you a lot of money.  Also this way you will always be prepared and won't be shopping last minute.

2.  Coupons- Using coupons is a great way to save money.  Before you go shopping always check online for a coupon.  I think that is the easiest place to find them.  A great source to use is http://www.coupons.com/  If companies are giving out free money, why not take it?

3. Retail Me Not- Retail Me Not is one of the greatest apps that I have found for saving money.  If you don't have it you need to download it today!  It gives you special offers for in store purchases and online.  The moment I walk into a store I like to check the app to see what kind of deals I can get.  I also check the app before I purchase anything online.  

4. Poshmark- Poshmark is another great app that I have fell in love with.  It has turned into my addiction.  It is an app where you can buy and sell clothing and accessories.  They have a lot of brand name clothes for a great price. It is not only a great place to buy, but it is also a great place to sell.  I have found some great deals on Poshmark and I have sold a little too.

5. Target Cartwheel-If you are a Target lover like me you will love this app.  This app is just for the Target store and they give additional savings with this app.  When ever I purchase anything at Target I make sure to scan the barcode with the app to check for additional savings.  Target also offer coupons so also be sure to check those out.

6. Hot Spot- Instead of having to pay an internet bill every month I just use my phone as a hot spot for my internet.  It takes away an extra expense and works just as well.  This has turned out to be a great money saver for me.

7.Netflix-Another way I cut out an extra bill a month is by only watching Netflix.  This way I don't have to pay for TV.  If you are lucky enough like me, I just use my parents Netflix account.  You can also watch a lot of TV shows by going online.  I have a Google Chrome cast so I can stream Netflix from my computer to my TV.

8. Hy-Vee Gas Card- When I lived in Norfolk my Hy-Vee Gas Card was one of the best things.  When you purchased certain items in the grocery store you can save money on your gas.  This can really add up and save a lot on gas.  Especially when you are a college kid traveling from home to school all of the time.

9. Credit Card- I have a credit card and use it only for gas.  With my credit card I get 3% cash back whenever I purchase gas.  I pay off my bill right away every month so I don't have any debt and just let my cash back bonus build up as a savings.


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